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There are few things more exciting in life than the prospect of owning a home. Despite the solo anxiety of taking out a loan or mortgage, First Horizon Bank makes this process stress-free and even rewarding. Here are some positive benefits of applying for a mortgage through First Horizon Bank.

Low Interest Rates

First Horizon Bank offers some of the most competitive and lowest interest rates in the country. This makes buying a home with a loan through First Horizon Bank much more affordable than traditional lending methods. The bank also provides customers with the ability to make the loan payments through their checking or savings accounts. This makes paying off the mortgage easier and more organized.

Protection for Homeowners

When it comes to taking out a loan, First Horizon Bank understands the importance of peace of mind. The bank provides several levels of protection for homeowners, including the ability to be protected from forces of nature and fire damage. The bank also offers loan modification and foreclosure prevention services for customers who need more flexible options.

Free Appraisals

When a customer goes through First Horizon Bank to get a loan, the bank will provide a free home appraisal to make sure the borrower is paying a fair market price. The appraisal estimates the value of the home based on factors such as location, condition, market demand, and recent sales of similar properties. This prevents customers from "overpaying" for their home and helps them save money in the long run.

Free Credit Scores

Finally, First Horizon Bank graciously provides customers with free credit scores and reports to help them plan for the future. Free credit scores are essential for anyone planning on taking on a loan of any type. Having accurate credit data can help customers obtain a better interest rate on the loan or prepare them for the payment amount.

First Horizon Bank has become one of the premier lenders in the country and its mortgage opportunities are second to none. The low interest rates, protection for homeowners, free appraisals, and free credit reports make this bank an excellent choice for anyone who is looking to purchase a home. Taking out a loan with First Horizon Bank can be a seamless and rewarding experience.